Working on electrical systems, whether in a home or at a business, can be dangerous. Self-employed electricians or electrical contractors deal with unique risks because they handle, Live wires, Active Circuits and Specialized equipment. We can help manage the associated risks with the right insurance.

Electrical contractor insurance is designed to protect electricians and the company they work for (if not self-employed) from damage due to negligent work and injuries caused/sustained during a day on the job. It can also protect against damage to, or theft of, company property.

The cost depends on several factors including the size of the business and its location, as well as its gross sales/receipts and payroll. A solo contractor working out in the middle of nowhere in Kansas might only pay a few hundred dollars per year, whereas a giant company in, say, NYC might pay more than a million annually.

It’s typically expected, however, to be at least in the low thousands. That’s because of the large amount of risk involved in working with electricity itself, and the involvement of other people and property in the process.

We will review your needs and help you evaluate which electrical contractor insurance policy makes the most sense for you. We’ll also compare policies and quotes from multiple insurance companies to make sure you have the best protection out there. Contact us to know more!

It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.

Contact us today to help you with multiple options to choose from.